Monthly Income Goal Calculator
Find out how much you need to invest to earn $100 to $2,000+ per month in dividends.
Target monthly dividend income
Invested capital needed
US$100,000.00
To earn US$500.00 per month at 6% yield
Risk considerations
- Chasing high yields increases the risk of dividend cuts — see the dividend cut calculator.
- A sustainable plan usually blends diversification with realistic, modest yield assumptions.
- These are educational estimates, not advice — see our financial disclaimer.
| Annual yield | Capital required | Annual income |
|---|---|---|
| 3% | US$200,000.00 | US$6,000.00 |
| 4% | US$150,000.00 | US$6,000.00 |
| 5% | US$120,000.00 | US$6,000.00 |
| 6% | US$100,000.00 | US$6,000.00 |
| 7% | US$85,714.29 | US$6,000.00 |
| 8% | US$75,000.00 | US$6,000.00 |
| 10% | US$60,000.00 | US$6,000.00 |
| 12% | US$50,000.00 | US$6,000.00 |
How this calculator works
Required capital = monthly target × 12 ÷ annual distribution yield
- Each scenario assumes the full target income comes from that yield — real portfolios blend several yields
- Higher yields generally carry higher risk; a very high distribution yield can signal an unsustainable payout
- No taxes, withholding or fees are modelled
- Estimates use user-entered assumptions, not live market data
Related Tools
Continue where you left off — key inputs carry over to the next calculator.
Monthly Dividend CalculatorEstimate weekly, monthly and annual dividend income from your investment, share price, distribution and yield.Dividend Reinvestment (DRIP) CalculatorProject portfolio growth with reinvested dividends, contributions, price and dividend growth over time.Dividend Cut Impact CalculatorEstimate how a dividend or distribution cut could affect your income, the extra capital needed to replace it, and the monthly shortfall against your target.
